Personal Accounts
Banco Finansur is your best investment option
We offer long and medium term investment schemes for your company.
Traditional Fixed Term Deposit in Pesos or Dollars
A fixed term deposit thought out for investors who would like to secure good return on their money over a selected term, with a preferential interest rate, collecting interests and capital at maturity of the deposit
Features
- Minimum Deposit Amount: $ 1.000 or USD 1.000
- Minimum Deposit Term: 30 days
- Capital: at maturity
- Interest: at maturity
Requirements
- Minimum Deposit Amount: $ 1.000 or USD 1.000
- Minimum Deposit Term: 30 days
- Capital: at maturity
- Interest: at maturity
Fixed Term Monthly Return Deposit
A fixed term deposit thought out for investors who would like to withdraw interest accrued on their deposits monthly with a preferential interest rate.
Features
- A minimum term of 180 days.
- The client can have interests at his/her disposal cash, or they can opt to withdraw interest with a debit card through a savings account with a reduced rate.
Requirements
- Minimum Deposit Amount: $1000
- Minumum Deposit Term: 180 days
- Capital: at maturity
- Interest: MonthlyI
Set-up
- Cash, account debit or fixed term deposit in another bank.
Treasury Fixed Term Deposit
A fixed term deposit thought out for investors who would like to increase profitability of their bonds, obtaining the same bonds plus interest in pesos at maturity.
Features
- Minimum term of deposit 30 days.
- Open a Custody Account affiliated to the savings account
- Both accounts will enjoy preferential rates.
Requirements
- Minimum Deposit Amount: Consult your account manager
- Minimum Deposit Term: 30 days
- Capital: bond at maturity .
- Interest: at maturity.
Set-up
- Transfer securities to the bank.
CER Adjustable Fixed Term Deposit
A fixed term deposit thought out for investors who would like to obtain additional profitability over their capital adjusted by CER index (variance quotient for the Consumer Price Index), thus safeguarding capital from inflation.
Features
- Guarantees returns over inflation at a minimum term of 365 days.
Requirements
- Minimum Deposit Amount: $ 1.000
- Minimum Deposit Term: 365 days
- Capital: at maturity
- Interest: at maturity
Set-up
- Cash, account debit or fixed term deposit in another bank.
Treasury and Private Securities
Debt Securities issued by the national government, provinces and municipalities (Treasury Securities) and by companies (Private Securities). The main treasury securities are those issued by the national government or provinces. In the case of private securities, we can list shares, negotiable bonds, financial trusts, short term debt securities (English for VCP), swaps and surety bonds.
Features
- Possibilities of investing in a wide range of financial products, both public and private, which entail to the diversification of the client portfolio and, at the same time, minimize risks.
- The client has the chance to combine products: 1) by issuer type, 2) products yielding a fixed profitability (bonds, swaps and surety bonds, negotiable bonds, short term debt securities, central bank bills and currency, financial trusts); and 3) products yielding variable income.
Share Purchase and Sale
Banco Finansur renders the service of purchasing and selling international and/or local company shares and stock options.
Features
- Shares. There are two ways the client can earn yields from shares: 1) Dividends: collecting part of the company’s earnings over which the client has shares; 2) Capital Gain: results from an increase in the price of shares over the initial purchase price.
- Stock Options. This is a financial instrument by which one party is entitled to the right, but not the obligation, to purchase (if that is the case) or sell (if that is the case) an asset (generally stocks) at a certain price and during a term fixed at the beginning of the transaction. Said right is acquired through the payment of a sum of money known as Premium. Types of Options: 1) Call Option: The investor who acquired a call option has the right, but not the obligation, to buy the underlying asset at strike price during the term fixed. On the other hand, the investor who sold the call option has the obligation to sell the underlying asset only if the holder exercises the option; 2) Put Option: The investor who acquired a put option has the right, but not the obligation, to sell the underlying asset at strike price during a fixed period. Meanwhile, the investor who sold the put option has the obligation to purchase the underlying asset only if the holder exercises the option.
Requirements
- Be an active client at Banco Finansur
- Open a Custody Account
